APX Insurance

About Us — Apx Insurance | Premium Horse Insurance

Est. 2008 — Our Legacy

A Heritage of
Trust & Excellence

For over fifteen years, we've been the trusted guardians of the world's most extraordinary equines blending tradition with unmatched expertise.

Elegant horse in premium stable

Our Story

Born from Passion, Built on Trust

APX Insurance was founded in 2008 by James Stirling-Crawford, a lifelong horseman who recognised that the equine insurance industry lacked the personal touch and deep expertise that horse owners truly deserved.

What began as a boutique operation serving a handful of distinguished stables in Lexington has grown into the nation's premier equine insurance provider — yet our founding philosophy remains unchanged. Every client is a partner, every horse is an individual, and every policy is a promise.

Today, we protect over 15,000 horses across the country, from champion thoroughbreds to beloved family companions. Our team of underwriters, claims specialists, and equine experts bring not only industry knowledge, but genuine passion for the horses they serve.

James Stirling-Crawford
Founder & Chief Executive

Purpose & Direction

Our Mission & Vision

Our Mission

To provide the world's most personalised and comprehensive equine insurance, ensuring every horse owner has the peace of mind that comes with knowing their cherished companion is fully protected — by people who truly understand their world.

Our Vision

To redefine the standard of equine insurance globally — setting a benchmark where exceptional coverage, rapid claims, and genuine expertise converge to create an experience that is as distinguished as the horses we protect.

What Guides Us

Our Core Values

Integrity First

Transparent policies, honest assessments, and promises kept — always. Trust is the foundation of everything we do.

Genuine Passion

Our team are equestrians at heart. We don't just understand insurance — we understand the bond between horse and owner.

Excellence Always

From policy crafting to claims processing, we pursue the highest standards in every interaction, every day.

Swift Action

When it matters most, we move fast. 48-hour claims, same-day emergency authorisations, and 24/7 global support.

Our Journey

Milestones That Shaped Us

2008
The Beginning
APX Insurance founded in Lexington, Kentucky by James Stirling-Crawford with a mission to bring bespoke protection to the equine world.
2012
1,000 Horses Protected
Reached the milestone of 1,000 insured equines and expanded our team with dedicated equine claims specialists.
2015
National Expansion
Extended coverage to all 50 states and established partnerships with over 200 approved veterinary practices nationwide.
2019
Lloyd's of London Partnership
Secured coverholder status with Lloyd's of London syndicates, enabling us to insure horses valued at $1 million and above.
2023
$250M+ Coverage Written
Surpassed $250 million in total coverage written, with a 98% client satisfaction rate across all claims processed.
2026
15,000+ Horses & Growing
Today, we protect over 15,000 horses across the nation with a network of 500+ approved veterinary practices and 24/7 global support.

Leadership

The People Behind APX

James Stirling-Crawford

James Stirling-Crawford

Founder & Chief Executive

A lifelong horseman and former competition rider with 25 years of experience in specialist insurance underwriting.

Eleanor Whitfield

Eleanor Whitfield

Chief Underwriting Officer

Former equine veterinarian turned insurance specialist, bringing unparalleled clinical insight to every coverage decision.

Robert Ashworth

Robert Ashworth

Head of Claims

Champion of the 48-hour claims process and architect of our emergency authorisation protocols that have set industry standards.

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Horses Protected
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Claims Satisfaction
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Coverage Written
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Ready to Begin?

Exceptional Coverage for
Exceptional Horses

Join thousands of discerning owners who trust APX Insurance to protect what matters most.

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