Premium Equine Protection
Protect What Moves
With Power & Grace
APX insurance solutions crafted for the world's finest equines. Where heritage meets protection - coverage as exceptional as your horse.
Our Story
A Tradition of Excellence in Equine Protection
Billy Jarrell has spent his entire life in the horse business. He began showing as a child and opened his own training business at age 20, where he competed at the highest levels of the sport and trained numerous World Champions. Alongside his show-ring success, Billy built a large lesson program, teaching riders of all ages and skill levels-a reflection of his belief in growing the industry from the ground up.
His leadership and expertise extended well beyond his own barn. Billy served as the first chair of the UPHA Young Professionals and held a USEF judges license for 15 years, evaluating horses and horsemanship at the highest standard. His hands-on background also includes work as a veterinary technician performing laser treatments and two years managing a large Thoroughbred farm in Midway, Kentucky.
For nearly nine years, Billy has applied that deep industry knowledge to property and casualty insurance, where he holds the Agribusiness and Farm Insurance Specialist (AFIS) designation. Having lived the realities of training, competing, teaching, and running an equine operation, he understands his clients' world from the inside out.
Coverage Solutions
What We Protect
Equine Mortality & Medical
We understand that the ownership of one horse or many represents a significant financial investment worth protecting. We provide tailored insurance coverages for unique situations.
Learn MoreFarm & Liability
We understand the complexities of owning and operating a business and the unique liability exposures you face. We will work with you to identify your risk exposure and develop an insurance policy that keeps you fully protected.
Learn MoreCommercial & Personal
We understand the details of running a business and the coverages needed to properly protect your operations, employees, and investments. We offer a wide selection of insurance products and services for small, mid-size and large business.
Learn MoreThe APX Insurance Difference
Why Owners Trust Us
Trusted Expertise
Over 15 years of specialized APX insurance knowledge across every breed and discipline.
Rapid Claims
Dedicated team processes claims within 48 hours - because every moment matters.
Tailored Coverage
Every policy is individually crafted to match your horse's value, activity, and lifestyle.
Equine Specialists
Our underwriters are equestrians themselves - they understand your world completely.
Nationwide Reach
Comprehensive protection across all states with 500+ approved veterinary practices.
Knowledge
Frequently Asked Questions
We insure all breeds and disciplines - from thoroughbred racehorses and Olympic-level sport horses to beloved leisure companions and premium breeding stock. Our underwriters assess each horse individually to provide the most appropriate coverage.
Our dedicated equine claims team processes all standard claims within 48 hours of receiving complete documentation. Emergency surgical authorisations can be processed same-day or within hours when needed.
Absolutely. We work with you to build a coverage plan that precisely matches your horse's value, activity level, health profile, and your specific requirements as an owner.
We regularly insure horses valued at $1 million and above. For exceptionally high-value equines, our team works directly with underwriters to secure comprehensive tailored coverage.
Yes, our competition and transit coverage extends internationally. We provide protection during transport, quarantine, overseas competition, and breeding programmes abroad - with 24/7 global support.
We maintain an approved network of over 500 equine veterinary practices nationwide, including all major equine hospitals. In emergencies, any licensed veterinarian can provide treatment - we never restrict urgent care.
Get in Touch
Begin Your
Coverage Today
Whether you’re seeking coverage for a single beloved companion or an entire stable of champions, our specialists are ready to craft the perfect protection plan.
- 859-533-5633
- info@apx-insurance.com
- 4037 Pine Grove Road Versailles, KY 40383
Ready to Begin?
Exceptional Coverage for
Exceptional Horses
Join thousands of discerning owners who trust APX Equine to protect what matters most.