Est. 2008 - Premium Equine Protection
Protect What Moves
With Power & Grace
Bespoke insurance solutions crafted for the world's finest equines. Where heritage meets protection - coverage as exceptional as your horse.
Our Legacy
A Tradition of Excellence in Equine Protection
For over fifteen years, APX Insurance has been the preferred insurance partner for discerning horse owners, champion breeders, and world-class equestrian facilities across the nation.
We understand that your horse is not merely an asset — it is a companion, an athlete, a legacy. Our bespoke coverage plans are meticulously crafted to protect the extraordinary bond between owner and equine.
Coverage Solutions
Bespoke Equine Insurance
Mortality Insurance
Comprehensive protection against loss from death due to illness, accident, or natural causes — safeguarding your investment and legacy.
Learn MoreMajor Medical Coverage
Covers veterinary fees for serious illness and injury, ensuring your horse receives the finest care without financial burden.
Learn MoreSurgical Insurance
Dedicated coverage for surgical procedures including colic surgery, arthroscopy, and other critical interventions.
Learn MoreLiability Protection
Comprehensive third-party liability coverage for owners, riders, and stable operations — peace of mind in every interaction.
Learn MoreCompetition Coverage
Specialized protection for show horses, racehorses, and competition equines during travel, events, and training.
Learn MoreBreeding Insurance
Tailored coverage for stallions, broodmares, and foals — protecting your breeding programme's future and legacy.
Learn MoreThe APX Insurance Difference
Why Owners Trust Us
Trusted Expertise
Over 15 years of specialized APX insurance knowledge across every breed and discipline.
Rapid Claims
Dedicated team processes claims within 48 hours - because every moment matters.
Tailored Coverage
Every policy is individually crafted to match your horse's value, activity, and lifestyle.
Equine Specialists
Our underwriters are equestrians themselves — they understand your world completely.
Nationwide Reach
Comprehensive protection across all states with 500+ approved veterinary practices.
Client Voices
Trusted by the Finest
APX Insurance handled our stallion's surgery claim with remarkable speed and compassion. They understand what our horses mean to us — it's not just business to them.
Catherine Ashford-Reynolds
Owner, Ashford Stud Farm
After twenty years of insuring competition horses, I've never experienced service this personalised. Every policy feels handcrafted. They're the gold standard in equine insurance.
William Hartley III
International Show Jumping
When our mare had an emergency colic surgery at midnight, Sterling had authorised the claim before sunrise. That kind of commitment is extraordinary and irreplaceable.
Alexandra Beaumont
Director, Beaumont Equestrian
Knowledge
Frequently Asked Questions
We insure all breeds and disciplines — from thoroughbred racehorses and Olympic-level sport horses to beloved leisure companions and premium breeding stock. Our underwriters assess each horse individually to provide the most appropriate coverage.
Our dedicated equine claims team processes all standard claims within 48 hours of receiving complete documentation. Emergency surgical authorisations can be processed same-day or within hours when needed.
Absolutely. Every APX Insurance policy is bespoke. We work with you to build a coverage plan that precisely matches your horse's value, activity level, health profile, and your specific requirements as an owner.
We regularly insure horses valued at $1 million and above. For exceptionally high-value equines, our specialist team works directly with Lloyd's of London syndicates to secure comprehensive, tailored coverage.
Yes, our competition and transit coverage extends internationally. We provide protection during transport, quarantine, overseas competition, and breeding programmes abroad — with 24/7 global support.
We maintain an approved network of over 500 equine veterinary practices nationwide, including all major equine hospitals. In emergencies, any licensed veterinarian can provide treatment — we never restrict urgent care.
Get in Touch
Begin Your
Coverage Today
Whether you're seeking coverage for a single beloved companion or an entire stable of champions, our specialists are ready to craft the perfect protection plan.